.vc-page{font-family:DM Sans,sans-serif;background:var(--white);color:var(--ink);overflow-x:hidden}.vc-page-header{padding-top:72px;background:var(--white);border-bottom:1px solid rgba(0,0,0,.07)}.vc-page-header-inner{padding:40px 10vw 36px;display:flex;align-items:flex-start;justify-content:space-between;gap:40px}.vc-page-header-left{flex:1}.vc-breadcrumb{display:flex;align-items:center;gap:6px;font-size:12px;color:#bbb;margin-bottom:12px}.vc-breadcrumb a{color:#bbb;text-decoration:none;transition:color .2s}.vc-breadcrumb a:hover,.vc-breadcrumb span{color:var(--gold)}.vc-page-header-label{font-size:11px;font-weight:500;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:10px;display:flex;align-items:center;gap:10px}.vc-page-header-label:before{content:"";width:20px;height:1.5px;background:var(--gold)}.vc-page-header h1{font-family:Playfair Display,serif;font-size:clamp(30px,3.2vw,52px);font-weight:900;line-height:1.05;letter-spacing:-2px;color:var(--ink);margin-bottom:14px}.vc-page-header h1 em{font-style:italic;color:var(--gold)}.vc-page-header-sub{font-size:15px;color:#777;line-height:1.7;max-width:480px;font-weight:300}.vc-page-header-sub strong{color:var(--ink);font-weight:500}.vc-page-header-right{display:flex;flex-direction:column;align-items:flex-end;gap:12px;flex-shrink:0;padding-top:8px}.vc-meta-badge{display:inline-flex;align-items:center;gap:7px;background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.25);border-radius:100px;padding:6px 14px;font-size:12px;font-weight:500;color:#7a6020;white-space:nowrap}.vc-meta-badge:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);flex-shrink:0}.vc-meta-pill{display:inline-flex;align-items:center;background:var(--cream);border:1px solid rgba(0,0,0,.07);border-radius:100px;padding:6px 14px;font-size:12px;color:#888;white-space:nowrap}.vc-hero-actions{margin-top:28px;display:flex;align-items:center;gap:12px;flex-wrap:wrap}.vc-btn-gold{font-family:DM Sans,sans-serif;font-size:14px;font-weight:500;color:var(--ink);background:var(--gold);border:none;cursor:pointer;padding:13px 28px;border-radius:8px;transition:background .2s,transform .15s;text-decoration:none;display:inline-block}.vc-btn-gold:hover{background:var(--gold-light);transform:translateY(-2px)}.vc-btn-outline{font-family:DM Sans,sans-serif;font-size:14px;font-weight:500;color:var(--slate);background:transparent;border:1.5px solid rgba(0,0,0,.15);cursor:pointer;padding:12px 24px;border-radius:8px;transition:border-color .2s,color .2s;text-decoration:none;display:inline-block}.vc-btn-outline:hover{border-color:var(--gold);color:var(--gold)}.vc-new-badge{display:inline-flex;align-items:center;gap:10px;background:rgba(201,168,76,.07);border:1px solid rgba(201,168,76,.2);border-radius:10px;padding:12px 16px;margin-top:24px;max-width:540px}.vc-new-badge-icon{font-size:18px;flex-shrink:0}.vc-new-badge p{font-size:12px;color:#777;line-height:1.55;font-weight:300}.vc-new-badge p strong{color:var(--slate);font-weight:500}.vc-marquee-strip{background:var(--ink);padding:14px 0;overflow:hidden;white-space:nowrap}.vc-marquee-inner{display:inline-flex;gap:48px;animation:vcMarquee 22s linear infinite}.vc-marquee-item{font-size:13px;font-weight:500;letter-spacing:1.5px;text-transform:uppercase;color:rgba(255,255,255,.5);display:flex;align-items:center;gap:48px}.vc-marquee-item:after{content:"\2726";color:var(--gold);font-size:10px}.vc-page section{padding:90px 10vw}.vc-section-label{font-size:11px;font-weight:500;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:16px;display:flex;align-items:center;gap:10px}.vc-section-label:before{content:"";width:24px;height:1.5px;background:var(--gold)}.vc-section-title{font-family:Playfair Display,serif;font-size:clamp(28px,3vw,44px);font-weight:900;letter-spacing:-1.5px;line-height:1.1;color:var(--ink)}.vc-approach{background:var(--white)}.vc-approach-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.vc-approach-left>p{margin-top:20px;font-size:15px;color:#555;line-height:1.8;font-weight:300;max-width:460px}.vc-approach-left>p+p{margin-top:14px}.vc-own-money-box{margin-top:36px;background:var(--cream);border-radius:16px;padding:28px 32px;position:relative;overflow:hidden;border:1px solid rgba(201,168,76,.2)}.vc-own-money-box:before{content:"";position:absolute;top:0;left:0;bottom:0;width:4px;background:var(--gold)}.vc-own-money-box h4{font-family:Playfair Display,serif;font-size:18px;font-weight:700;color:var(--ink);margin-bottom:10px}.vc-own-money-box p{font-size:13px;color:#666;line-height:1.7;font-weight:300}.vc-own-money-box p strong{color:var(--slate);font-weight:500}.vc-approach-right{display:flex;flex-direction:column;gap:16px}.vc-approach-card{background:var(--cream);border-radius:14px;padding:24px 26px;border-left:3px solid transparent;transition:border-color .2s,transform .2s,box-shadow .2s;display:flex;gap:18px;align-items:flex-start}.vc-approach-card:hover{border-left-color:var(--gold);transform:translateX(5px);box-shadow:4px 4px 20px rgba(0,0,0,.06)}.vc-approach-card-icon{width:42px;height:42px;background:var(--white);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:19px;flex-shrink:0;box-shadow:0 2px 8px rgba(0,0,0,.07)}.vc-approach-card h4{font-size:14px;font-weight:500;color:var(--ink);margin-bottom:5px}.vc-approach-card p{font-size:13px;color:#777;line-height:1.6;font-weight:300}.vc-criteria{background:var(--cream)}.vc-criteria-head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:52px}.vc-criteria-head p{font-size:14px;color:#888;max-width:320px;text-align:right;line-height:1.65;font-weight:300}.vc-criteria-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.vc-crit-card{background:var(--white);border-radius:16px;padding:32px 28px;border:1px solid rgba(0,0,0,.07);position:relative;overflow:hidden;transition:transform .25s,box-shadow .25s}.vc-crit-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}.vc-crit-card:hover{transform:translateY(-5px);box-shadow:0 16px 40px rgba(0,0,0,.08)}.vc-crit-card:hover:before{transform:scaleX(1)}.vc-crit-num{font-size:11px;color:var(--gold);letter-spacing:1px;font-weight:500;margin-bottom:14px}.vc-crit-icon{font-size:26px;margin-bottom:14px}.vc-crit-title{font-family:Playfair Display,serif;font-size:17px;font-weight:700;color:var(--ink);margin-bottom:10px;letter-spacing:-.3px}.vc-crit-desc{font-size:13px;color:#777;line-height:1.65;font-weight:300}.vc-invest{background:var(--white)}.vc-invest .vc-section-title{color:var(--ink)}.vc-invest-header{text-align:center}.vc-invest-header .vc-section-label{justify-content:center}.vc-invest-header>p{margin-top:16px;font-size:15px;color:#777;line-height:1.75;font-weight:300}.vc-invest-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:56px}.vc-invest-step{background:var(--cream);border-radius:16px;padding:32px 24px;border:1px solid rgba(0,0,0,.07);transition:transform .2s,box-shadow .2s,border-color .2s;position:relative;overflow:hidden}.vc-invest-step:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}.vc-invest-step:hover{transform:translateY(-4px);box-shadow:0 12px 36px rgba(0,0,0,.08);border-color:transparent}.vc-invest-step:hover:before{transform:scaleX(1)}.vc-invest-circle{width:44px;height:44px;border-radius:50%;border:1.5px solid rgba(201,168,76,.4);display:flex;align-items:center;justify-content:center;font-family:Playfair Display,serif;font-size:14px;font-weight:700;color:var(--gold);margin-bottom:20px;transition:background .2s,color .2s,border-color .2s}.vc-invest-step:hover .vc-invest-circle{background:var(--gold);color:var(--ink);border-color:var(--gold)}.vc-invest-step-title{font-size:14px;font-weight:500;color:var(--ink);margin-bottom:8px}.vc-invest-step-desc{font-size:12px;color:#888;line-height:1.65;font-weight:300}.vc-honest{background:var(--cream)}.vc-honest-inner{max-width:760px;margin:0 auto;text-align:center}.vc-honest-inner .vc-section-label{justify-content:center}.vc-honest-inner .vc-section-title{margin-bottom:24px}.vc-honest-inner>div>p{font-size:15px;color:#555;line-height:1.85;font-weight:300}.vc-honest-inner>div>p+p{margin-top:16px}.vc-honest-inner strong{color:var(--ink);font-weight:500}.vc-honest-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:48px}.vc-hcard{background:var(--white);border-radius:14px;padding:28px 24px;border:1px solid rgba(0,0,0,.07);text-align:left;transition:transform .2s,box-shadow .2s}.vc-hcard:hover{transform:translateY(-3px);box-shadow:0 10px 28px rgba(0,0,0,.07)}.vc-hcard-icon{font-size:28px;margin-bottom:14px}.vc-hcard h4{font-family:Playfair Display,serif;font-size:17px;font-weight:700;color:var(--ink);margin-bottom:8px}.vc-hcard p{font-size:13px;color:#777;line-height:1.65;font-weight:300}.vc-apply{background:var(--white)}.vc-apply-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:80px;align-items:start}.vc-apply-left>p{margin-top:18px;font-size:15px;color:#555;line-height:1.75;font-weight:300;max-width:340px}.vc-apply-checklist{margin-top:36px;display:flex;flex-direction:column;gap:12px}.vc-apply-check{display:flex;align-items:flex-start;gap:12px;font-size:13px;color:#555;line-height:1.5}.vc-apply-check:before{content:"\2713";min-width:22px;height:22px;background:var(--gold);color:var(--ink);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;flex-shrink:0;margin-top:1px}.vc-apply-note{margin-top:36px;background:rgba(201,168,76,.08);border:1px solid rgba(201,168,76,.2);border-radius:12px;padding:18px 20px}.vc-apply-note p{font-size:12px;color:#7a6020;line-height:1.65}.vc-apply-note strong{font-weight:500}.vc-form-card{background:var(--white);border:1px solid rgba(201,168,76,.2);border-radius:20px;padding:44px;box-shadow:0 8px 40px rgba(0,0,0,.07)}.vc-form-card h3{font-family:Playfair Display,serif;font-size:24px;font-weight:700;letter-spacing:-.5px;color:var(--ink);margin-bottom:6px}.vc-form-card .vc-form-desc{font-size:13px;color:#888;margin-bottom:32px;line-height:1.6}.vc-field{margin-bottom:18px}.vc-field label{display:block;font-size:11px;font-weight:500;letter-spacing:.8px;text-transform:uppercase;color:#777;margin-bottom:7px}.vc-field input,.vc-field select,.vc-field textarea{width:100%;padding:11px 14px;border:1.5px solid rgba(0,0,0,.1);border-radius:8px;font-family:DM Sans,sans-serif;font-size:14px;color:var(--ink);background:var(--cream);outline:none;transition:border-color .2s,background .2s}.vc-field input:focus,.vc-field select:focus,.vc-field textarea:focus{border-color:var(--gold);background:var(--white)}.vc-field input::placeholder,.vc-field textarea::placeholder{color:#bbb}.vc-field select{cursor:pointer}.vc-field textarea{resize:none;line-height:1.6}.vc-field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.vc-form-divider{height:1px;background:rgba(0,0,0,.07);margin:18px 0}.vc-submit-btn{width:100%;margin-top:8px;padding:14px;background:var(--ink);color:var(--white);border:none;border-radius:8px;cursor:pointer;font-family:DM Sans,sans-serif;font-size:15px;font-weight:500;letter-spacing:.3px;transition:background .2s,transform .15s}.vc-submit-btn:hover{background:var(--slate);transform:translateY(-1px)}.vc-success-state{display:none;text-align:center;padding:20px 0}.vc-success-state.show{display:block}.vc-success-icon{font-size:48px;margin-bottom:16px}.vc-success-state h3{font-family:Playfair Display,serif;font-size:26px;font-weight:700;color:var(--ink);margin-bottom:10px}.vc-success-state p{font-size:14px;color:#888;line-height:1.7}.vc-cta{background:var(--cream);border-top:1px solid rgba(201,168,76,.2);padding:80px 10vw;display:flex;align-items:center;justify-content:space-between;gap:40px;position:relative;overflow:hidden}.vc-cta:before{content:"VC";position:absolute;font-size:300px;color:rgba(201,168,76,.08);right:-20px;top:50%;transform:translateY(-50%);pointer-events:none;letter-spacing:-10px}.vc-cta-title,.vc-cta:before{font-family:Playfair Display,serif;font-weight:900}.vc-cta-title{font-size:clamp(26px,3vw,42px);color:var(--ink);letter-spacing:-1.5px;line-height:1.1}.vc-cta-sub{margin-top:10px;font-size:15px;color:#777;font-weight:300}.vc-btn-dark{font-family:DM Sans,sans-serif;font-size:14px;font-weight:500;background:var(--gold);color:var(--ink);border:none;cursor:pointer;padding:14px 32px;border-radius:8px;white-space:nowrap;transition:background .2s,transform .15s;flex-shrink:0;text-decoration:none;display:inline-block}.vc-btn-dark:hover{background:var(--gold-light);transform:translateY(-2px)}@keyframes vcMarquee{0%{transform:translateX(0)}to{transform:translateX(-50%)}}@keyframes vcFadeUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.vc-reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}.vc-reveal.visible{opacity:1;transform:translateY(0)}@media (max-width:900px){.vc-apply-layout,.vc-approach-grid{grid-template-columns:1fr;gap:40px}.vc-criteria-grid,.vc-invest-steps{grid-template-columns:1fr 1fr}.vc-honest-cards{grid-template-columns:1fr}.vc-page section{padding:64px 6vw}.vc-cta{flex-direction:column;padding:56px 6vw}.vc-criteria-head{flex-direction:column;align-items:flex-start;gap:12px}.vc-criteria-head p{text-align:left}.vc-page-header-inner{flex-direction:column;gap:24px;padding:32px 6vw}.vc-page-header-right{align-items:flex-start}}@media (max-width:600px){.vc-criteria-grid,.vc-field-row,.vc-honest-cards,.vc-invest-steps{grid-template-columns:1fr}.vc-form-card{padding:28px 20px}}