Planning tools

Free tools for real decisions.

Six free calculators for the money questions you actually face. Open one, enter your numbers, and see the answer in seconds.

Free calculators

01

Net Worth Calculator

Add up everything you own and owe, and see where you truly stand.

  • Free
  • Assets
  • Liabilities
02

SIP Calculator

Project what your monthly SIP could grow to, with an optional yearly step-up.

  • Free
  • Compounding
  • Step-up
03

Budget Planner

Split your income into needs, wants and savings, with a suggested monthly SIP.

  • Free
  • 50/30/20
  • Monthly plan
04

Goal-Based SIP Planner

Start from the amount you need and work back to the SIP that gets you there.

  • Free
  • Goal planning
  • Timeline
05

Tax Estimator

Estimate your income tax under the New Regime, including capital gains.

  • Free
  • New Regime
  • LTCG / STCG
06

Rebalancing Calculator

Compare your allocation to your targets and see exactly what to buy or sell.

  • Free
  • Allocation
  • Drift

With the Personal Finance Program

Three more tools for members: track your progress every month, and go deeper with two Excel toolkits.

07

Net Worth Tracker

Log your net worth every month and watch your progress on a chart.

  • Monthly log
  • Charts
Included with the programGet access: Net Worth Tracker
08

Mutual Fund Comparing Tool

Compare funds side by side on returns, expense ratios and more, in a ready-made Excel sheet.

  • Excel
  • Download

Disclaimer: The tools provided on this page are intended solely for educational and informational purposes. Results are based on simplified assumptions and may not reflect your actual financial situation. Please perform your own independent calculations and, if in doubt, consult a qualified financial professional before making any financial decisions.